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03 February 2018, 07:37 | Louis Holland
Bigger and better
As announced by the FM Jaitley, the "Modicare" will provide a health insurance of Rs 5 lakh per family which means that about 10 crore families will be benefitted from this scheme.
For the current government health insurance scheme, the Rashtriya Swasthya Bima Yojana, the premium paid by the government is Rs750 per family per annum, but for NHPS the premium will be around Rs1,000-1,200 per family per annum, which could come down with an open tender process, according to Alok Kumar, an adviser with government think tank NITI Aayog, which played an important part in the structuring of the scheme. "We believe that more inclusive programmes and innovative public private partnerships under country's National Health Mission 2020 would further support patients and help ensure a Healthy India", Country Head of Shire India Vineet Singhal said.
"It takes care of hospitalisation, the secondary and tertiary care". It can be on trust model, it can be on insurance model. "It's not on reimbursement model because too many complaints come on the reimbursement model".
Niti Aayog CEO Amitabh Kant said the challenge is not resources for the scheme but challenge is its implementation. The RSBY, which is the precursor to Modicare, is targeted at Below Poverty Line (BPL) families, and has been implemented in 15 States.
Finance ministerArun Jaitley had announced in his budget for 2016-17 that the government would launch a scheme which would provide health cover of up to Rs1 lakh per family. We have to work that out with all other departments as well.
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Health minister J.P. Nadda did not elaborate on the modalities of how the government proposes to go about implementing the scheme.
Metropolis Healthcare managing director Ameera Shah said overall, this has been a pro-people and a pro-poor Budget.
"As an insurer we will deliver exceptionally good services and facilities for people who are covered and make it a great success", he added. "For this Rs 2,000 crore has been kept for it as of now".
Such ambitious, out-of-the-box thinking was the need of the hour and the government has not disappointed."The move to cover 10 crore families with 5 lakh per family/per year for secondary and tertiary healthcare will be a game-changer", Apollo Hospitals chairman Prathap Reddy said.
They said the scheme will have 60:40 ratio of expenses between Centre and the state and it will be paperless and cashless.
"States have to decide whether they want to be subsumed under this (scheme) or they want to run on their own", he said.
The government will take steps to boost exports of agriculture commodities which have the potential of reaching Dollars 100 billion, Finance Minister Arun Jaitley said today. "Overall the budget was as per expectations", Glenmark chairman Glenn Saldanha said.The Budget highlighted the availability of low-priced medicines.
"It is not only an insurance. We are going fast on it", he said. That is why I am not saying now.
In order to meet the demand for greater accessibility to healthcare, more Government Medical Colleges and Hospitals are planned to be instituted towards the goal of having at least one medical college for every three parliamentary constituencies.
He said no specific date for the roll out has been fixed as yet, but it will be done "very soon".
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